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Priya Sharma

Bengaluru-based fintech and payments reporter. Covers UPI, BNPL, card networks, and digital wallets globally.

Why card-network rails, not closed-loop checkout, will win agentic commerce by Q3 2026: 3 signals

June 11, 2026 by Priya Sharma
agentic commerce card network settlement rails

Three independent signals from the last month point to network-tokenized rails, not closed-loop platform checkout, becoming the default settlement layer for agentic commerce. The shift looks likely to be visible by the end of Q3 2026.

Academy Sports returns to growth: Q1 beat lifts 2026 guidance

June 9, 2026 by Priya Sharma
Academy Sports earnings

Academy Sports and Outdoors beat Wall Street expectations for the first quarter of fiscal 2026, with net sales up 6.7% to $1.44 billion and comparable sales returning to growth. The sporting goods retailer raised the low end of its full-year guidance and lifted its dividend.

Why more payments incumbents will launch dollar stablecoins before the GENIUS Act deadline: 3 signals

June 7, 2026 by Priya Sharma
dollar stablecoins

MoneyGram and Western Union both launched dollar stablecoins within a month of each other. With GENIUS Act final rules due July 18, more payments incumbents are likely to follow before the end of Q3 2026.

TikTok Shop launches in Poland: what it means for retailers, brands and the wider European market

June 1, 2026June 1, 2026 by Priya Sharma
TikTok Shop Poland

TikTok Shop opens in Poland in 2026 as the eighth European market. What it means for D2C brands, Allegro, Temu, Shein and the wider CEE region in 12 to 24 months.

Account-to-account payments: will pay-by-bank reach retail

May 29, 2026May 18, 2026 by Priya Sharma
crypto digital wallets

Pay-by-bank promises lower fees and instant settlement, but refunds, disputes, and consumer habit still gate retail adoption. Here is the concrete 2026 read on account-to-account payments alongside cards, wallets, and the crypto digital wallets conversation.

BNPL chargebacks and disputes: what merchants are liable for

May 29, 2026May 17, 2026 by Priya Sharma
bnpl

Buy Now Pay Later shifts the credit risk to the provider, but the dispute risk often lands back on the merchant. Here is who pays, when, and the evidence that actually wins a BNPL chargeback in 2026.

Tap to pay on phone: what it means for small retailers

May 29, 2026May 14, 2026 by Priya Sharma
pos instore tech

Tap to pay on phone turns a smartphone into a contactless terminal with no extra hardware. Here are the real fees, the security model, and the rollout steps for a small retail counter.

Unified commerce: connecting POS to your online store properly

May 29, 2026May 13, 2026 by Priya Sharma
pos instore tech

Connect your POS and online store on one shared data layer: the four data flows, native vs middleware vs headless, and the reconciliation that finds lost margin.

Stablecoin payments for retail: where they make sense in 2026

May 29, 2026May 10, 2026 by Priya Sharma
crypto digital wallets

Stablecoin payments stopped being a crypto curiosity and became a settlement tool. Here is the concrete 2026 math on where they beat cards for retail, and where they do not.

Crypto chargebacks, refunds and tax: what merchants must know

June 7, 2026April 22, 2026 by Priya Sharma
crypto chargebacks tax merchants

Payments deep dive: Crypto chargebacks, refunds and tax: what merchants must know.

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ShopAppy is a global retail and e-commerce news magazine. We cover marketplaces, payment networks, logistics, and consumer trends from London, New York, Tokyo, and beyond. Independent reporting on the businesses reshaping global commerce.

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  • Brands & Stories
    • Brand Profiles
    • Case Studies
    • Crisis & PR
    • Marketing Campaigns
  • Consumer Trends
    • Discount & Value Shopping
    • Gen Z & Millennial Buying
    • Luxury & Premium
    • Sustainability & Ethics
  • Digital Marketing & SEO
    • AIO for Retailers
    • Email & Loyalty Marketing
    • Influencer & Social Commerce
    • Paid Ads
    • SEO for Retailers
  • E-commerce
    • Alibaba
    • AliExpress
    • Amazon
    • Cross-border Selling
    • D2C & Mobile Commerce
    • eBay
    • Mercado Libre
    • Shopee
    • Temu
  • E-commerce Platforms
    • BigCommerce
    • Headless & Custom Commerce
    • Magento
    • OpenCart
    • PrestaShop
    • Shopify
    • Wix & Squarespace Commerce
    • WooCommerce
  • International Trade
    • Cross-border Commerce
    • Currency & FX
    • Regional Marketplaces
    • Tariffs & Customs
  • Local & Independent Retail
    • Community Commerce
    • Local Marketplaces
    • Main Street & High Street
    • Small Business Stories
  • Logistics & Supply Chain
    • Last-mile Delivery
    • Returns & Reverse Logistics
    • Shipping & Fulfillment
    • Warehousing & Inventory
  • News
    • Breaking News
    • Company News
    • Industry News
    • Policy & Regulation
  • Payments & Fintech
    • BNPL
    • Card Networks
    • Crypto & Digital Wallets
    • POS & In-store Tech
  • Retail Industry
    • Brick-and-mortar Trends
    • Department Stores & Chains
    • Pop-up & Experience Retail
    • Supermarkets & Grocers
  • Startups & Business
    • Founder Stories
    • M&A & Exits
    • Retail-tech Funding
    • Scaling D2C