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Payments & Fintech

Payment networks, fintech innovation, BNPL, crypto payments, and POS technology covering global commerce.

Why agent chargeback rules likely miss the 2026 holidays: 3 signals

September 13, 2026August 24, 2026 by Karolina Skwira
agent chargeback rules

Neither Visa nor Mastercard is likely to publish a binding agent-dispute rule taking effect before the 2026 holiday peak, leaving merchants carrying AI agent chargeback risk through Q4. Three signals from the last month point to April 2027 as the earliest realistic date.

Card purchase protection versus retailer protection plans

August 23, 2026 by Priya Sharma
credit card purchase protection retail

A shopper may already own part of the cover the till is selling them, and the two schemes claim in completely different ways.

Walmart turns on Apple Pay August 24: a decade-long holdout ends

October 5, 2026August 22, 2026 by Aisha Williams
Walmart Apple Pay contactless payment terminal at a retail checkout

Walmart begins accepting Apple Pay and Google Pay at select US stores and Sam’s Club locations on August 24, 2026, with every store and club due to follow by year-end. The switch ends a holdout that began when Walmart backed the failed CurrentC wallet against Apple in 2014.

Net 30 terms and B2B pay later for wholesale orders

August 22, 2026 by Ryan O'Donnell
b2b buy now pay later wholesale

Offering terms wins wholesale orders and finances your buyer with your own cash. A pay later provider moves that risk for a fee.

Why passkey checkout follows OTP bans, not GMV, through Q1 2027: 3 signals

September 25, 2026August 21, 2026 by James Chen
passkey checkout rollout markets analysis

Payment passkeys are spreading fastest where regulators dated the end of SMS OTP, not where e-commerce is biggest. The signals point to a further mandate market getting a named issuer or PSP rollout before the end of Q1 2027.

Digital gift cards in Apple Wallet and Google Wallet: setup and redemption

September 30, 2026August 13, 2026 by Karolina Skwira
digital gift card mobile wallet

A gift card in a phone wallet is a pass with a balance. Here is what it takes to issue one and how redemption behaves in store.

Gift card fraud: draining, cloning and the controls that stop it

October 6, 2026August 13, 2026 by Daniel Schmidt
gift card fraud prevention

Gift card fraud is mostly a handful of repeatable attacks. Knowing the pattern makes the control obvious and cheap.

Gift card breakage: the accounting behind balances nobody redeems

August 13, 2026 by Olivia Bennett
gift card breakage accounting

Breakage looks like free money until the accounting and unclaimed property rules get involved. Here is how it actually works.

Gift cards and stored value: how retail programs really work

September 19, 2026August 13, 2026 by Aisha Williams
retail gift card program

Gift cards are float, marketing and a liability at the same time. This guide covers issuing, redeeming, accounting and fraud in one place.

Klarna Goes Live on J.P. Morgan Payments, Opening BNPL Checkout to U.S. Merchants

October 1, 2026August 12, 2026 by Yuki Tanaka
Shopper tapping a smartphone to pay at a modern retail checkout counter

Klarna’s flexible payment options went live on J.P. Morgan Payments’ Commerce Platform on August 6, 2026, giving U.S. merchants a way to add buy now, …

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About

ShopAppy is a global retail and e-commerce news magazine. We cover marketplaces, payment networks, logistics, and consumer trends from London, New York, Tokyo, and beyond. Independent reporting on the businesses reshaping global commerce.

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  • Brands & Stories
    • Brand Profiles
    • Case Studies
    • Crisis & PR
    • Marketing Campaigns
  • Consumer Trends
    • Discount & Value Shopping
    • Gen Z & Millennial Buying
    • Luxury & Premium
    • Sustainability & Ethics
  • Digital Marketing & SEO
    • AIO for Retailers
    • Email & Loyalty Marketing
    • Influencer & Social Commerce
    • Paid Ads
    • SEO for Retailers
  • E-commerce
    • Alibaba
    • AliExpress
    • Amazon
    • Cross-border Selling
    • D2C & Mobile Commerce
    • eBay
    • Mercado Libre
    • Shopee
    • Temu
  • E-commerce Platforms
    • BigCommerce
    • Headless & Custom Commerce
    • Magento
    • OpenCart
    • PrestaShop
    • Shopify
    • Wix & Squarespace Commerce
    • WooCommerce
  • International Trade
    • Cross-border Commerce
    • Currency & FX
    • Regional Marketplaces
    • Tariffs & Customs
  • Local & Independent Retail
    • Community Commerce
    • Local Marketplaces
    • Main Street & High Street
    • Small Business Stories
  • Logistics & Supply Chain
    • Last-mile Delivery
    • Returns & Reverse Logistics
    • Shipping & Fulfillment
    • Warehousing & Inventory
  • News
    • Breaking News
    • Company News
    • Industry News
    • Policy & Regulation
  • Payments & Fintech
    • BNPL
    • Card Networks
    • Crypto & Digital Wallets
    • POS & In-store Tech
  • Retail Industry
    • Brick-and-mortar Trends
    • Department Stores & Chains
    • Pop-up & Experience Retail
    • Supermarkets & Grocers
  • Startups & Business
    • Founder Stories
    • M&A & Exits
    • Retail-tech Funding
    • Scaling D2C