FCA regulates buy now, pay later from today: 11m UK users face checks

BNPL regulation UK FCA affordability checks at retail checkout

The Financial Conduct Authority began regulating buy now, pay later credit on 15 July 2026, forcing Klarna, Clearpay, PayPal and other lenders to run affordability checks and hand users new complaint rights. Around 11 million UK shoppers now fall under protections that already cover credit cards, but analysts warn stricter checks could shut some borrowers out.

Trent shares crash 12% on Q1 revenue miss: Zudio engine cools

Trent share price

Trent shares fell about 12% on Tuesday, the biggest Sensex loser, after its Q1 business update showed revenue growth slowing to 19%, short of Street estimates. Weakness in sales per square foot at the Zudio value chain raised fears of store cannibalization and a normalizing growth engine.