Why a UK BNPL market shakeout is likely in Q3 2026: 3 regulatory signals
A UK BNPL market shakeout is likely to begin in Q3 2026, with first exits or consolidation visible by 30 September. Three regulatory signals point the same way.
BNPL
Buy Now Pay Later providers: Klarna, Afterpay, Affirm, Zip, and global BNPL market.
Why BNPL is becoming a card network, not a checkout button, by the end of 2026: 3 signals
Affirm’s card surge, Google’s agentic BNPL integration and Klarna’s American Express framing point one way: by the end of 2026 the BNPL leaders will operate as everyday-spend card networks, not checkout buttons. Here is the falsifiable case and what could break it.
BNPL chargebacks and disputes: what merchants are liable for
Buy Now Pay Later shifts the credit risk to the provider, but the dispute risk often lands back on the merchant. Here is who pays, when, and the evidence that actually wins a BNPL chargeback in 2026.
Adding BNPL to a Shopify or WooCommerce store the smart way
Payments deep dive: Adding BNPL to a Shopify or WooCommerce store the smart way.
BNPL for high-ticket retail: when it pays for itself
Payments deep dive: BNPL for high-ticket retail: when it pays for itself.
Regulatory pressure on BNPL and what changes for merchants
Payments deep dive: Regulatory pressure on BNPL and what changes for merchants.
How BNPL actually affects retail conversion rate
Payments deep dive: How BNPL actually affects retail conversion rate.
Klarna, Afterpay and Affirm compared for US merchants
Payments deep dive: Klarna, Afterpay and Affirm compared for US merchants.
Inside the BNPL playbook for retail in 2026
Payments deep dive: Inside the BNPL playbook for retail in 2026.